Insurance matters?

Discussion in 'Pressure Lamp Discussion Forum' started by Scouter Bill, Jan 25, 2020.

  1. Scouter Bill

    Scouter Bill Subscriber

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    Does anyone have insurance for their lamp collections?
     
  2. Mackburner

    Mackburner United Kingdom RIP - Founder Member

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    I sort of do. They are listed with the house content and insured for travel as well. Massively undervalued though. Values have rocketed over the last 15 or so years and the preminum for a true value would be prohibitive. Not all that important though since if a very rare lamp goes then finding another to replace it doesn't just require cash. ::Neil::
     
  3. JonD

    JonD Subscriber

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    Worry more about what they would say finding them actually in use in your house?
    You did what????????
     
  4. kero-scene United States

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    @JonD

    ...or their reaction to a large amount of liquid fuel.

    For this reason everything is stored with an empty fount. And I’ve only got about 1 litre of fuel on hand at present.
     
  5. Marc

    Marc Subscriber

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    Interested in these matters as well myself.

    Thinking on it though, I very seldom use any burning devices in the house(less than 1x/yr), my fuel is all stored in a separate shed from other buildings, nothing that I keep in the house is fueled, and my lantern and stove collection is modest enough that it doesn't justify any additional coverage above what covers the normal household items. I do have additional coverage for specific other items.

    So I guess it's all academic for me, but I'll read along just the same.
     
  6. Marc

    Marc Subscriber

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    I wonder how much firewood I'm allowed to keep on hand. Hmm.
     
  7. bp4willi

    bp4willi Germany Subscriber

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    I have 70l of fuel in the cellar. Kero and gasoline. About 50 Lanterns with fuel in tank. Operate kero and gasoline lanterns in house.
    And yes, might get in trouble when house burns down. Insurance will be my least problem then......
     
  8. george

    george United States Subscriber

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    Hell, you claim the lanterns and either they drop you or you pay an ungodly amount for insurance!!:rage:
     
  9. paparazi

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    Slightly off topic but related, I know some of my CPL UK friends show their lights occasionally at the festival of lights and similar events. Apart from the trackter club for the afore mentioned event who do you get your insurance from and how much is it? that's event insurance/public liability.. cheers.
    Martin
     
  10. Jean J

    Jean J Subscriber

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    I don’t try any more to insure my lamps separately, gave up when I was asked to list them with value of each. Don’t think insurers would be interested in what they might fetch on eBay. I’ve had mine on display a few times and due to show them again in May but will just have to hope for the best that nothing untoward happens.
     
  11. Carlsson

    Carlsson Sweden Admin/Founder Member

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    I never thought of the idea of having an insurance for the lamp (and stove) collection. It's just sort of a hobby, or the outcome of not being able to keep your hands off nice objects when the opportunity occurs.
    But when you mention it, it's kind of absurd to not have an insurance for them!
    If you go by eBay, and the final prices of our objects there, I'm sitting on a minor fortune. One single Primus tablelamp with the original shade can easily go for more than £800-1000, and a NOS Fuhrmeister stove I have, when sold has been seen go for well over twice that amount!
    I just doubt that there is any insurance company that would realise the value in these objects.
    And I understand them, because these prices are probably a hype we see now.

    It might be worth checking, though.
    I wouldn't like to see lamps and stoves worth tens of thousands of pounds go up in smoke in the event of a fire or such.
    Or better even! I should begin to sell out some of the stuff and make money now when I need it and the hype is at the peak! :lol:
     
  12. WimVe

    WimVe Subscriber

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    or invest in a sprinkler system ...:p
     
  13. Henry Plews

    Henry Plews Subscriber

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    @paparazi

    For public liability insurance (PLI), your best bet is to join a vintage tractor / machinery club, such clubs are registered with the Bickerstaffe Association of Vintage and Collector Clubs (BAVCC) and as a registered member, you'll find your premium much reduced. Even when you add the club membership fee, you'll still be quids in.
    Don't be put off by the word "Tractor" in the title, club members may just as easily have an old car / wagon / motorcycle or even a load of old lamps. For Nottinghamshire, have a look here www.nvtecnotts.co.uk

    Henry.
     

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